Credit Cards

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I have a love/hate relationship with credit cards. I suppose most people live with that. I keep them and use them in emergencies because they are so good to have when you have a sudden expense you weren't prepared for, like my upcoming move. (Well, that wasn't sudden, but other things contributed to a lack of funds). So I'm using the cards to help pay for the move, but it's so easy to get caught in that debt. The amount of the minimum payment is often set so low that in order to pay off the credit cards, you have to pay on it for like 10 years. All the while they're earning interest off you. Not fun. Pay down the balance as soon as you are able in order to keep your credit good and your payments from ballooning.

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